Gal: Hei dude, do you smoke?
Boy: Yes i do.
Gal: How many packs a day?
Boy; 3 packs.
Girl: Owkey, den how much per pack?
Boy: R10.00 each
Gal: And how long have you been
smoking?
Boy: it abt 15 years
Gal: So 1 pack cost R10.00 and you have
3packs a day which puts your spending
each month at R900. Then in one year, it
would be R10,800. Ryt??
Boy: Ofcos jeas.
Gal: If in 1 year you spend R10,800 not
accounting for inflation, the past 15 years
puts your spending at R162,000 correct?
Boy: Jah correct
Gal: Do you know that if you hadn’t
smoked all along,that money could have
been put in a step-up interest savings
account and after accounting for
compound interest for the past 15 years,
you could have now
bought a Ferrari?
Boy: Yoooh!!!! my dear serious..
Gel: Jah dats fact.
Boi: So wena do you smoke?
Gal: No
Boy: Then where’s your Ferrari???